What Happens to Unclaimed Pawned Items and Tips on Redeeming Your Items

Pawning items of value is a good way to get quick cash for emergency needs. In these cases, the people taking out pawn loans are often not all that ready to part with the items that they are pawning. That’s why they choose to pawn rather than to sell their items. They intend to come back and pay what they owe plus interest to redeem the items that they pawned. It is not rare, however, for these items to be left unclaimed. If you do not claim your pawned item before the date stated on your contract, the pawn shop will put it in their inventory of items for sale and make it available to those who come to them to buy items at discounted prices. Your best option if you still cannot afford to redeem your pawned item is to try to ask the pawnbroker for an extension on the term of your loan.   At A to Z Pawns, the term of a pawn loan is usually 90 days. You can redeem your item within this period. You are allowed to extend your repayment for another 90 days, but you have to pay the interest during the first 90 days. While you will be able to stretch the time within which to claim your item, you will also have to pay additional interest.  

Tips to Avoid Losing Your Pawned Valuables

Ideally, the item that you pawn should have a high money value and very little sentimental value. This way, it will be easy enough for you to let go of it. Realistically, you do not have the luxury of time to think things through in an emergency and all you would be concerned about is getting the money that you need.   It would do you a lot of good to be prepared with a contingency plan before you come face-to-face with a financial emergency. Make an inventory of what you own and eyeball their value. You can even bring some of your items to a pawn shop to be assessed so you know how much they’re worth.   Once you have your inventory, you can then ‘designate’ which items could be pawned or sold in case of emergency. This would also make it easier for you to identify valuable items that you are not too attached to. These items can be sold outright instead of being pawned.   For items that you truly do not want to lose yet are ‘forced’ by circumstances to pawn, you need to quickly work out a repayment and redemption plan right away. You cannot wait until the last minute for a sudden cash flow to cover your redemption amount. The 90-day period of a pawn loan and the additional 90-day extension at A to Z Pawns give you ample time to source funds and straighten out your finances so you can redeem your item.   A to Z Pawns also has personnel who can help you and give you advice. At the onset, you can ask them for all these details to ensure that everything is clear to you and that you are well aware of all your obligations and accountabilities. When you deal with an established and trusted pawn shop like A to Z Pawns, you can be assured that you will get good value for your items and that you will be given the chance to claim your pawned valuables within reasonable terms.

What Happens to Unclaimed Pawned Items and Tips on Redeeming Your Items Read more on: AtoZPawns(Arizona)

A to Z Pawns

1818 W Bell Rd #105

Phoenix, AZ 85023

(602) 866-0980

https://goo.gl/maps/NENtJURT3b62

Different Ways on How a Pawn Shop Can Help You

A pawn shop has a reputation for being the go-to place of some people in need of instant cash. While there are also negative perceptions about it, many customers attest that such a business is helpful. Aside from instant cash, below are other ways on how a local Phoenix pawn shop like A to Z Pawns can help you:

Small Loans

There are some instances wherein you’ll find yourself in need of a small amount of money. It’s not practical to apply for a loan from a bank or a lender just to fill such need. You may find it embarrassing to borrow from loved ones as well. A payday loan is the final resort for some people. But if you want a far simpler and less burdensome way of getting that money, pawning is an ideal choice for you.

Disposal

Do you have plenty of items you don’t use? Before you give them away or throw them into trash bags, consider selling them first to a pawnshop. Aside from jewelries, watches and precious metals, pawn shops now accept items like electronics, musical instruments, power tools, guns and gun accessories, and vintage items. Selling your items to pawn shops is faster and less tiring than setting up an auction or garage sale.

Trade

A pawn shop also serves as a place to buy or trade valuable items. If you love jewelry, you can find excellent choices at A to Z Pawns. The best part of buying jewelries therein is their reduced price. If you have rare coins, sports memorabilia or any other item that has no practical value, you can trade it to something you can actually use such as power tools and electronic gadgets.

Appraisal

Before we accept items for trade, pawning or selling, we conduct an appraisal first. Whether we accept or reject your items, you’ll get ideas as to which items you can pawn and which ones you should try and resell online or elsewhere. Through the appraisal, you’ll find out the condition and possible resale value of your items as well.

Due Date Extension

Banks and other major lenders are strict when it comes to the due date of loan payments. Some pawn shops may also be firm about deadlines. However, there are times we allow potential due date extensions. You can take advantage of this deal weeks before the deadline if you are struggling with your finances. Nevertheless, make sure you don’t extend further as it only means you’ll need to pay for additional interest.

A Secure Place for Your Items

If you are going on a trip but are scared of leaving your valuables like watches and jewelries at home, pawn shops can help take away your fears. These shops are generally secured and insured. If you are bothered about the costs, you can go to a shop that offers lower interest rates. Paying for the interest will be more manageable than stressing yourself over your items while you are on a trip. The practice of pawning has been around for more than 3000 years. It lasted for so long and it is likely to last longer because it is efficient. In case you are still doubtful, talk to some people who regularly go to your local pawn shop and hear about their pawnshop experience to get first hand information that you can use when you decide on which business to approach when you are in need of a short amount of cash. Check out A to Z Pawns today. A to Z Pawns 1818 W Bell Rd #105 Phoenix AZ 85023 (602) 866-0980

Different Ways on How a Pawn Shop Can Help You is courtesy of website for AtoZ Pawns

A to Z Pawns

1818 W Bell Rd #105

Phoenix, AZ 85023

(602) 866-0980

https://goo.gl/maps/NENtJURT3b62

Tips to Find Some Like-New Home Improvement Equipment for Dad for a Birthday or Fathers Day

Home improvement tools and equipment can cost quite a lot of money and men who love to tinker around in their workshops or home often build their collection of tools over time. If your dad is one of these men, getting him a piece of equipment to add to his workshop is a great gift idea for Father’s Day of his birthday. You can find like-new home improvement equipment for your dad from A to Z Pawns in Phoenix, AZ. Depending on your budget, you can choose from a vast inventory of home improvement tools and equipment at A to Z Pawns. These are affordably priced previously owned items with top brands like Dewalt, Hitachi, and Makita. If you are looking for hand tools, workshop bench tools, and gardening and outdoor equipment to give to your dad, head on over to A to Z Pawns first to find out what’s available.   You will have an easier time finding exactly what you need if you have an idea of what your father needs or perhaps what he’s saving up for next. Then, you need to have a budget in mind – it would be frustrating to find something you like only to realize that you cannot afford it. One advantage of buying from A to Z Pawns is that they we have a layaway plan for items with a price tag that’s higher than what you can afford at the moment.  

What to Check

When you have narrowed down your choices to what you need and what you can afford, you need to check a few more things. We try hard to obtain items with its original box or in a similar packaging along with all parts and accessories. We try to obtain as much as possible from the person selling us the tools. We are not always able to get all parts of instruction manuals and we usually have it stated that way and usually at a different price as well.   Ask the store personnel if you can test the item too before you finalize your purchase. If you are not familiar with these things, perhaps it would be a good idea to bring along someone else who would be able to tell if what you are buying from the pawnshop is indeed like-new and is in the best working condition. Don’t forget to also inspect the tool for physical damage and defects like scratches, dents, and stains among others.    

Making a Purchase Decision

As this is likely to be a big purchase, you are not compelled to walk out of the store with your refurbished piece of equipment. You can certainly think it over. What you have going against you is that the item that you want to buy from the pawnshop could be the only one in the inventory. Someone else might come in and buy it outright while you are trying to make up your mind.   If you are lucky, you can ask the store personnel to hold the item for you overnight. In cases of items that are highly in demand, however, another customer might be willing to pay higher than what you have been offered. In such cases, you just have to do the whole process again to find the perfect like-new home improvement equipment for your dad on Father’s Day or his birthday. Check out A to Z Pawns today for like new tools and power tools that we have in stock.

The article Tips to Find Some Like-New Home Improvement Equipment for Dad for a Birthday or Fathers Day is courtesy of AtoZPawns - www.phoenixpawns.com

A to Z Pawns

1818 W Bell Rd #105

Phoenix, AZ 85023

(602) 866-0980

https://goo.gl/maps/NENtJURT3b62

Negotiating at a Pawnshop: Tips to Keep in Mind

If you are in need of money for an emergency, selling a valuable item to a pawn shop or borrowing some cash against it is a good idea. However, you have to make sure that you get the most money out of your item. Here are some tips on how to negotiate at a pawnshop to get the most from your pawned stuff. Determine How Much the Item Is Worth Yourself Before going to a pawnshop to sell or pawn an item, make sure that you know its value. Do your homework and find out on your own how much it is worth on the market. Never assume that the appraiser at the pawnshop will always give you a fair valuation of your jewelry, antiques, art pieces, and other valuables. Remember that the appraiser works for the pawnshop, and as much as possible, they would want to get the item at the lowest possible price. There is some negotiation of course. Don’t Say Know How Much It Is Worth Remember that a pawnshop is a business, and like any other business, it exists to earn a profit. To make a profit, they need to sell something at a price that is more than the amount they got the item for. Thus, it is not up to you to tell them what your item is worth. It is their job. Let them appraise the stuff and then tell you how much they are willing to pay for it. Don’t Say Where You Got the Item If you tell them you got it from a garage sale, it would be obvious that you have no emotional attachment to the item, and you would likely agree to a small price. The idea is to make the pawnshop guys think that the item has sentimental value to you. Keep in mind that they don’t have to know where you got the item. Don’t Say How Much You Bought the Item for When buying at a store, you don’t ask them how much they paid for the item you are considering to buy, right? If they tell you, then you would know how much profit they are making for the item. The same is true when negotiating at a pawnshop. If they know you didn’t pay much for the item, there’s no way they’d give you top dollar for it. Wait for Them to Give You an Offer Everybody knows that everything has a price. There is a particular amount that we would be willing to accept for most of the things we own. Whether the amount is fair or not does not matter. The fact is, you will be at a great disadvantage if you share it first. For example, if you want a thousand bucks for your rare gold watch, wait for the pawnshop representative to give you an offer. If you tell them you want $1000 for your watch right off the bat, you will most likely get an offer of half that amount. This is because pawn shops would try to get items at around half of their true value. If the offer is way below $1000, you know that you’re not even near the amount you have in mind. This is where the negotiation process comes into play. Final Word Like any business, a pawnshop needs to make a profit. Thus, you cannot expect to get a retail price for your item. Usually, they would be willing to pay an amount that is 50% or less of what they can sell the item for. If you want to get the fairest and highest possible appraisal for your valuable items, then visit A to Z Pawns.

The post Negotiating at a Pawnshop: Tips to Keep in Mind was first published to www.phoenixpawns.com - difference

A to Z Pawns

1818 W Bell Rd #105

Phoenix, AZ 85023

(602) 866-0980

https://goo.gl/maps/NENtJURT3b62

Saving Money On Your Next Gun Purchase

People make the decision to purchase a gun for a variety of reasons. This can range anywhere from the desire to protect themselves and their family to simply desiring to begin or build on a collection. Whatever the reason may be, a great way to find great guns at unbeatable prices is to visit A to Z Pawns for your gun buying needs. It is not uncommon for people to forget that using a pawn shop like A to Z Pawns is a great place to find a good deal on a gun. However, this can be a big mistake on their part for a number of reasons. One of the biggest of them is that you can typically find great guns at A to Z Pawns for far less than you would anywhere else. There really is no reason to pay anymore than you have to for a high quality weapon. Another reason that you should always check your local pawn store first is that there are always new items to choose from. There is a rather rapid turn around on guns and this can lead to you being able to find something that is absolutely unique. The best way to stay on top of what your options are is to visit at least once a week, if not even more often. A great part of using this as your first choice when purchasing any sort of firearm is that it gives you the ability to not only purchase them, but trade them as well. If you have a gun in your collection that no longer is desirable to you, you can then use it to get a discount when upgrading to something new. This makes the transaction an even better deal than you will likely be able to find elsewhere. One thing to remember when considering a pawn store like A to Z Pawns as your source for a gun purchase is that they do follow all federal regulations regarding both the sale and purchasing of firearms. If you wish to purchase a gun at their store you will want to bring proper identification with you so that the appropriate background check can be done. If you have a concealed weapons license it is best to bring that along as well as to assist us in expediting the background check. Knowing that they follow all federal laws will also give you the peace of mind that you will not purchase something that has been reported as lost, stolen or involved in a crime.

Saving Money On Your Next Gun Purchase was originally seen on @A to Z Pawns

A to Z Pawns

1818 W Bell Rd #105

Phoenix, AZ 85023

(602) 866-0980

https://goo.gl/maps/NENtJURT3b62